Patterson Truck Stop Financing Is...
Fast
Fill out an application in
less than 5 minutes
Easy
You're just a few clicks away
from your next car.
Affordable
We are committed to working
with your budget
Finance Your Vehicle
A major part of making the auto financing process easier is by offering easy to use online resources that allow you to get pre-approved and see what you can afford in your next truck or SUV. All you have to do is fill out our pre-approval form and you’ll receive the car loans available to you. Whether you are looking for a used Ford F-150, Ram 1500, or Chevy Silverado, our inventory at Patterson Truck Stop is extensive. Start browsing conveniently online!


How Much Is My Car Worth?
Looking to trade-in your current vehicle? At Patterson Truck Stop our trade-in service is based on offering you a fair value for your used truck or SUV. With our easy to use online trade-in form you can see how we calculate the value of your car so you can be sure that you are getting the best deal possible. Our form takes less than 10 seconds to complete! Get the trade-in value of your vehicle today so you can upgrade to a newer truck or SUV tomorrow.
Frequently Asked Questions
You can choose to finance a pre-owned truck if this method of payment works best for you, and the selling price of the vehicle is at least a few thousand dollars. Financing isn’t only limited to new vehicles.
The Patterson Truck Stop Lifetime Warranty is the best truck warranty around, but it’s not just for trucks: it also applies to every qualifying used vehicle we sell. Learn more on our Free Lifetime Warranty page.
No! You don’t need a perfect credit score to get a car loan. Although a higher credit score can lead to better interest rates, there are lots of programs that exist to help buyers with financial issues in their past get approved for financing. The financing department at Patterson Truck Stop can work with you to take advantage of the programs that are available and will make it as easy as possible to get approved for the financing option that works best for you.
Yes, it’s common to finance the purchase of a used truck! You don’t need lots of cash or a perfect credit score to buy a truck. The finance department at Patterson Truck Stop works with buyers to make it as easy as possible to get approved for financing.
You don’t need a perfect credit score to buy a truck. The financing department at Patterson Truck Stop can work with you to take advantage of the programs that are available and will make it as easy as possible to get approved for the financing option that works best for you.
Leasing a truck can be a good choice for buyers who want to drive a new truck with the latest features in exchange for a lower monthly payment than buying a truck with a loan. Trucks can be expensive purchases, but they also hold their value relatively well, so leasing a new truck can result in a lower monthly payment. Drivers interested in a good deal and affordable payments might also consider buying a used truck. The team at Patterson Truck Stop can explain your options and help you make the best decision.
The best manufacturer pickup truck warranties tend to cover new trucks for 5-years/100,000 miles, but most manufacturers offer 5-years/60,000 miles or fewer. The Patterson Truck Stop warranty is the best truck warranty because it covers any qualifying make and model of truck we sell for as long as you own your vehicle.
Not all used trucks come with a warranty under normal circumstances. However, Patterson Truck Stop offers a Free Lifetime Warranty on used trucks 10 years old or new, with fewer than 125,000 miles at the time of purchase.